Pensions

The state pension age has changed in recent years, and could soon change again in coming years. 

Find out what changes affect you and everything else about the state pension with our handy guide. 

Women have been affected most by the recent changes, and their pensions also more likely to be negatively impacted by divorce, menopause or the death of a partner. Read more on how Usdaw can help you navigate these issues.

Not sure when you automatically go into your workplace pension or what type of pension you have?

Read our handy tips to improve your understanding of your own pensions.

Read here

The best way to improve your knowledge and increase your confidence when dealing with pensions is to sign up for our Online Pensions home study course.

It is FREE to Usdaw members and can be completed on a PC, tablet or smartphone.

Try it here

Last year research from the Department for Work and Pensions (DWP) found approximately two in five working age people are currently under saving for retirement.

Are you paying enough in?

Check out our article

Imagine the difference finding a lost pension might make to your life. In simple terms, for some it could be like winning the lottery. If you have lost touch with any previous pensions, follow the pension tracing checklist to try and track them down.

Things happen in life that can be out of your control. Whether it's the company you work for going into insolvency or becoming too ill to work, it can all massively affect your pension. 

Find out more in our guides:

• Read about pensions and insolvency
• Click to see what happens if you have to take early retirement

Find out how the money you pay into a Registered Pension Scheme can reduce the amount of tax you pay and boosts your savings.

Click to read more

Scammers try to entice people into parting with their money and their pensions. Make sure you're clued up on six common tactics they use.

Read more here